Mid-Senior Product Manager - Deposit Payments & Bank Integrations

About the Role

We are seeking a Mid-Senior Product Manager for Deposit Payments and Bank Integrations to join Raisin, the world's leading platform for savings and investment products. As a Product Manager, you will play a crucial role in managing the end-to-end movement, reconciliation, and reporting of customer funds, along with the interfaces between Raisin and partner banks. This is an exciting opportunity to work in a dynamic environment where you can make a significant impact on the financial services industry.

What You'll Do

• Own the reliable and scalable payment and settlement flows, ensuring clear and auditable reporting of fund movements for customers, internal teams, and partner banks.
• Establish bank-facing integration standards covering APIs, reporting formats, reconciliation processes, and operational SLAs.
• Collaborate closely with Business Development, Partner Bank Onboarding, Relationship Management, and Engineering leadership to drive product authority on integrations.
• Lead discovery and delivery for initiatives across backend services, internal UIs, APIs, and reporting.
• Communicate effectively across disciplines, from technical flows to user outcomes, ensuring alignment on product vision and goals.
• Write quarterly OKRs with your engineering lead and drive delivery against them, contributing to the team’s long-term vision and roadmap.

Requirements

• A degree in an analytical or technical discipline (e.g., math, engineering, computer science, finance).
• 3+ years of product management experience with a total of 6+ years working in/with tech-powered products.
• Experience working in an agile, cross-functional engineering team.
• Strong communication and collaboration skills across disciplines.
• Familiarity with how web products are built: backend/frontend interaction, APIs, events, etc.
• Analytical mindset and attention to detail, with the ability to work through edge cases.

Nice to Have

• Exposure to event-driven architecture, micro-services, or asynchronous systems.
• Experience working on reporting, data models, or system integrations.
• Familiarity with concepts like ETL, data warehouse, reporting views, or reconciliation.

What We Offer

• Employee Development Budget of €2,000 and four full training days per year.
• Flexible working hours, home office, and 30 vacation days.
• A company pension scheme with 20% support.
• Subsidized membership with Urban Sports Club.
• Subsidized Deutschland Ticket for commuting.
• Subsidized JobRad bike lease with tax savings and insurance coverage.
• Snacks, daily fresh fruit, and drinks provided at the office.
• Relocation support for candidates moving from another country or city.

Join our mission at Raisin and grow with us! We value diversity and encourage applications from all qualified individuals.