Pathward02.03.26
AI SCORE 8.5

Remote VP of Portfolio & Underwriting - Financial Inclusion Leader

$180K–$220K/year

About the Role

We are seeking a Remote VP of Portfolio & Underwriting to join our innovative team at Pathward. This role is pivotal in shaping our credit culture and enhancing financial inclusion worldwide. As a leader in this position, you will oversee the underwriting of all new business transactions, ensuring that our financial products are accessible to everyone. You will be part of a dynamic team that values diversity and celebrates unique perspectives, making us stronger and more successful.

What You'll Do

  • Lead the underwriting and portfolio teams, managing day-to-day operations and ensuring high performance.
  • Develop and implement credit origination practices based on internal and external data, industry regulations, and program standards.
  • Oversee transaction evaluation, customer monitoring, risk rating, and portfolio exposure analysis.
  • Collaborate cross-functionally with legal, operations, and other business units to enhance business strategies.
  • Accountable for training and developing a high-performing underwriting and portfolio team.
  • Contribute to workout strategies and performance reporting, driving continuous improvement.

Requirements

  • Proven experience in portfolio management and underwriting, with a focus on financial services.
  • Strong leadership skills with a track record of managing high-performing teams.
  • Deep understanding of credit origination practices and industry regulations.
  • Excellent analytical skills to evaluate transactions and assess risk.
  • Ability to collaborate effectively across various business units.

Nice to Have

  • Experience in financial inclusion initiatives or working with underserved markets.
  • Advanced degree in finance, business, or a related field.
  • Familiarity with innovative financial products and services.

What We Offer

  • Competitive salary ranging from $180,000 to $220,000 annually.
  • Flexible remote work environment with a focus on work-life balance.
  • Opportunities for professional growth and development.
  • Collaborative and inclusive company culture.
  • Comprehensive benefits package including health, dental, and retirement plans.
Why This Job8.5 of 10

This Remote VP of Portfolio & Underwriting role at Pathward offers a unique opportunity to lead financial inclusion initiatives while managing a high-performing team. With a competitive salary and a focus on innovation, this position stands out in the FinTech industry.

Salary Range
Required
0/1
Optional
0/1
Bonus
0/1

Who Will Succeed Here

Demonstrated expertise in Portfolio Management using tools like Microsoft Excel and Tableau for data visualization, with a strong ability to analyze financial metrics and KPIs to drive strategic decisions.

Proven experience in remote team leadership, fostering a collaborative work environment while leveraging technology such as Zoom and Slack to maintain open communication and accountability across diverse teams.

A mindset focused on financial inclusion, with a track record of implementing innovative underwriting strategies that balance risk assessment with accessibility, ensuring products cater to underrepresented communities.

Learning Resources

Portfolio Management: A Practical Guide to Managing Assetscourse

Career Path

Remote VP of Portfolio & Underwriting - Financial Inclusion Leader(Now)Chief Risk Officer (CRO)(2-4 years)Chief Financial Officer (CFO)(5-7 years)

Market Overview

Market Size 2024
$12.5B
Annual Growth
8.7%
AI Adoption
45%
Investment
+35%
Labour Demand
+20%
Avg Salary
$180K

Skills & Requirements

Required
Portfolio ManagementUnderwritingFinancial Analysis
Growing in Demand
Data AnalyticsMachine Learning for Risk AssessmentAgile Portfolio Management
Declining
Traditional Risk Assessment TechniquesManual Underwriting Processes

Domain Trends

Increased Use of AI in Underwriting
Over 50% of financial institutions are now utilizing AI-driven tools for underwriting, reducing processing times by up to 30%.
Shift Towards Agile Portfolio Management
Companies adopting agile methodologies for portfolio management have seen a 25% increase in project success rates.
Focus on Financial Inclusion
Investment in financial inclusion technologies is projected to grow by 40% in the next 5 years, driven by demand for accessible financial services.

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