Regulatory Risk & Compliance Specialist - Remote

About the Role

We are seeking a Regulatory Risk & Compliance Specialist - Remote to join our dynamic team at Tide. This role is crucial for ensuring that Tide adheres to the evolving regulatory requirements set by the FCA and other UK regulators. As a Regulatory Risk & Compliance Specialist - Remote, you will be responsible for identifying, assessing, and mitigating regulatory risks while embedding compliance frameworks throughout the organization.

What You'll Do

• Provide regulatory guidance on product and service development, conducting compliance assessments for new initiatives.
• Research regulatory developments in the UK, assess their impact, and advise on necessary actions.
• Execute the Compliance Monitoring Plan, taking ownership of monitoring activities, addressing findings, and engaging stakeholders as needed.
• Support regulatory submissions, including license applications, periodic reports, and responses to regulatory information requests.
• Ensure accurate and timely regulatory reporting by collaborating with business areas and conducting oversight checks where required.
• Maintain and update compliance policies in line with UK and FCA regulations, tracking required refresh cycles.
• Lead and actively participate in the Regulatory Risk & Compliance working groups, ensuring key issues are identified, addressed, and escalated.
• Act as a liaison for external partners and service providers on oversight requests and regulatory expectations.

Requirements

• At least four years of experience in Compliance, Regulatory Risk, or Risk Management within Financial Services.
• Direct experience interacting with regulators, handling responses, managing notifications, and supporting regulatory inspections.
• Familiarity with regulatory submissions, license applications, and reporting.
• Experience in oversight functions, monitoring key risk indicators (KRIs), and providing Compliance Advisory on new initiatives.
• Ability to interpret complex regulations and advise internal stakeholders on compliance matters.
• Exceptional organizational skills, managing multiple projects and deadlines effectively.
• Fluency in English is mandatory.

Nice to Have

• Background in Banking, FinTech, Payments/E-Money firms, or Regulatory Consultancy.
• Experience working with firms under FCA regulations.
• Proactive problem solver with a strong sense of ownership and accountability.

What We Offer

• 25 days holiday.
• Enhanced family-friendly leave and sabbatical leave.
• Additional health & dental insurance.
• Mental wellbeing support and learning & development budget.
• Work-from-home setup allowance and laptop incentive scheme.
• Fully covered multisports card and food vouchers.

At Tide, we champion a flexible workplace model that supports both in-person and remote work. While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. For this role, you’ll ideally be able to work from our Sofia office once a week.