Remote Final QC Due Diligence Underwriter - Mortgage Compliance Specialist

About the Role

We are seeking a Remote Final QC Due Diligence Underwriter to join our team. In this role, you will play a crucial part in ensuring compliance and quality control in the mortgage underwriting process. As a Remote Final QC Due Diligence Underwriter, you will be responsible for reviewing loan files, assessing creditworthiness, and ensuring adherence to regulatory standards.

What You'll Do

• Conduct thorough reviews of loan applications and documentation to ensure compliance with all regulatory requirements.
• Evaluate credit reports, financial statements, and other relevant documentation to assess borrower eligibility.
• Collaborate with loan officers and other team members to resolve any discrepancies or issues identified during the review process.
• Provide feedback and recommendations for improving the underwriting process and compliance standards.
• Stay updated on industry regulations and best practices to ensure the highest level of compliance.

Requirements

• 3+ years of experience in mortgage underwriting or a related field.
• Strong knowledge of compliance regulations, including TRID, Fannie Mae, and Freddie Mac guidelines.
• Excellent analytical skills and attention to detail.
• Ability to work independently and manage multiple tasks effectively.
• Strong communication skills to collaborate with team members and clients.

Nice to Have

• Experience with Encompass or similar mortgage processing software.
• FHA and VA loan experience.
• Knowledge of DSCR loans and construction loans.

What We Offer

• Remote work opportunity with flexible hours.
• Competitive hourly wage based on experience, estimated between $70,000 and $90,000 annually.
• Opportunity to work in a fast-paced and dynamic environment.
• Collaborative team environment with a focus on professional development.
• Access to training and resources to enhance your skills in mortgage underwriting and compliance.