Remote Commercial Loan Underwriter and Portfolio Manager

About the Role

We are seeking a talented and motivated Remote Commercial Loan Underwriter and Portfolio Manager to join our dynamic team. In this role, you will be responsible for evaluating and underwriting commercial loan applications, managing a diverse portfolio, and ensuring compliance with regulatory standards. This is a fantastic opportunity to work remotely while making a significant impact in the financial services industry.

What You'll Do

• Analyze commercial loan applications and assess creditworthiness to make informed underwriting decisions.
• Manage a portfolio of commercial loans, ensuring timely payments and addressing any issues that arise.
• Collaborate with internal teams to develop loan structures that meet client needs while minimizing risk.
• Utilize the Encompass Loan Origination System to streamline the underwriting process and maintain accurate records.
• Conduct risk assessments and ensure compliance with internal policies and external regulations.
• Provide exceptional customer service and support to clients throughout the loan process.
• Participate in team meetings to discuss portfolio performance and strategies for improvement.
• Stay updated on industry trends and best practices in commercial lending and underwriting.

Requirements

• 3-5 years of experience in commercial loan underwriting or portfolio management.
• Strong knowledge of financial analysis, credit underwriting, and risk management.
• Proficiency in MS Office and experience with Encompass Loan Origination System.
• Excellent interpersonal and communication skills to effectively collaborate with clients and team members.
• Ability to work independently and manage multiple tasks in a remote environment.
• Detail-oriented with strong analytical skills to evaluate financial documents.
• Understanding of compliance regulations and internal audit processes.

Nice to Have

• Experience in SBA loans or real estate loans.
• Knowledge of consumer lending practices.
• Previous experience in team management or leadership roles.

What We Offer

• Competitive salary ranging from $80,000 to $100,000 per year.
• Comprehensive health benefits and a focus on employee well-being.
• A culture that promotes employee engagement and professional development.
• Recognition as a Gallup Exceptional Workplace Award Recipient.
• Opportunities for career growth and making a meaningful difference in the community.
• Flexible remote work environment with a supportive team.