Credit Risk Manager - Remote Opportunity

About the Role

We are seeking a skilled Credit Risk Manager to join our team in a remote capacity. As a Credit Risk Manager, you will play a crucial role in safeguarding our financial interests by effectively managing credit risk and preventing fraudulent activities. This position offers the opportunity to work with a leading fintech platform in Saudi Arabia and the wider GCC region.

What You'll Do

• Develop and implement credit risk policies, strategies, and procedures.
• Assess creditworthiness of applicants through credit scoring models, credit reports, and financial analysis.
• Monitor and manage credit exposure, delinquency rates, and portfolio performance.
• Continuously optimize risk and pricing strategies to maximize profitability while minimizing credit losses.
• Develop and implement fraud prevention strategies and controls.
• Monitor transactions and customer behavior for signs of fraudulent activity.
• Investigate suspicious transactions and collaborate with law enforcement agencies when necessary.
• Stay updated on emerging fraud trends and technologies.
• Utilize data analytics to identify and assess credit and fraud risks.
• Prepare regular reports and dashboards to communicate risk trends and performance to senior management.
• Ensure compliance with relevant financial regulations and industry standards.
• Collaborate with the compliance team to address regulatory requirements related to credit and fraud risk management.
• Work closely with product, engineering, and customer service teams to integrate risk management measures into product design and customer interactions.
• Provide guidance on risk implications during new product development.

Requirements

• Bachelor's degree in Finance, Risk Management, or a related field.
• Master's degree or relevant certifications (e.g., FRM, CFE) is a plus.
• Proven experience in credit risk management and fraud prevention, preferably in the fintech industry.
• Strong understanding of credit scoring models, underwriting processes, and fraud detection methods.
• Proficiency in data analysis and risk modeling.
• Knowledge of financial regulations and compliance requirements.
• Familiarity with risk management software and tools.
• Strong communication and interpersonal skills.
• Analytical mindset with the ability to translate data into actionable insights.
• Problem-solving skills and attention to detail.

What We Offer

• Competitive salary range of $120,000 - $150,000 per year.
• Remote work flexibility, allowing you to work from anywhere.
• Opportunities for professional development and certifications.
• Collaborative and innovative work environment.
• Health and wellness benefits.
• Access to cutting-edge financial technologies.
• Engagement with a diverse team of professionals.
• Chance to make a significant impact in the fintech industry.