Coinhako25.02.26
AI SCORE 8.5

Senior Engineer - Payment & Wallet (Remote)

$120K–$150K/year

About the Role

We are looking for a Senior Engineer - Payment & Wallet to join our Payments & Wallet team (also known as PAW 🐾) — the core group handling asset management, compliance, and On-chain Services & Integrations (Superwallet) at Coinhako. In this role, you will be responsible for designing, developing, and maintaining high-performance services that power our payments and wallet infrastructure. As a Senior Engineer - Payment & Wallet, you will collaborate with cross-functional teams to ensure seamless integration across systems, optimize transaction workflows, and enhance platform reliability and scalability.

What You'll Do

  • Architect and build scalable backend services. Our tech stack includes Rails 7, Go, Sidekiq, REST, AWS, and Docker.
  • Design and build high-volume APIs used by our frontends and external traders.
  • Take initiative to ensure the long-term quality of the code and drive decisions related to the architecture of production systems.
  • Manage and maintain custody solutions for digital assets, ensuring the highest level of security and compliance in handling and storing digital assets, including cryptocurrencies, tokens, and digital records.
  • Collaborate with other engineers, product managers, and designers during various product development stages.
  • Improve engineering standards, tooling, and processes.

Requirements

  • Bachelor’s or Master’s degree in Computer Science, Engineering, or related field.
  • 5+ years of experience building scalable distributed systems with a strong background in Ruby; knowledge of Go is a plus.
  • Understanding of best practices for building and working with APIs.
  • Comfortable with ambiguity and scoping solutions with your teammates.
  • Organized, proactive, and able to manage your own tasks effectively.
  • Knowledge of cryptography and security principles in blockchain, as well as compliance and regulatory frameworks for cryptocurrency.

Nice to Have

  • Experience with cloud services (AWS, Azure).
  • Familiarity with Docker and container orchestration.
  • Previous experience in the crypto or fintech industry.

What We Offer

  • Friendly and fun start-up work culture.
  • Convenient work location in the heart of the CBD area.
  • Generous annual leave on top of national holidays.
  • Medical coverage including GP, Specialist, TCM, and more.
  • Self-care benefits and exciting fitness workshops/webinars.
  • Vibrant office with a well-stocked pantry.
Why This Job8.5 of 10

This Senior Engineer role at Coinhako offers a unique opportunity to work in the crypto space, focusing on payments and wallet infrastructure with a vibrant startup culture.

Salary Range
Required
0/1
Optional
0/1
Bonus
0/1

Who Will Succeed Here

Proficient in Ruby and Go programming languages with a deep understanding of building and maintaining REST APIs for high-performance payment systems, ensuring secure transactions and compliance with financial regulations.

Demonstrates a strong grasp of AWS services and Docker for containerization, with experience in deploying scalable and resilient applications in a remote work environment, adapting to agile methodologies and remote team dynamics.

Possesses a solid foundation in cryptography and security principles, with a mindset focused on continuous improvement and risk management, crucial for safeguarding sensitive financial data in payment and wallet infrastructures.

Learning Resources

Learn Ruby the Hard Waybook

Career Path

Senior Engineer - Payment & Wallet(Now)Lead Engineer - Payment Systems(1-2 years)Engineering Manager - Payment & Wallet(3-5 years)

Market Overview

Market Size 2024
$2.5B
Annual Growth
8.5%
AI Adoption in Payment Systems
45%
Investment in Payment Technologies
+35%
Labour Demand for Ruby Developers
+22%
Avg Salary for Senior Ruby Engineers
$130K

Skills & Requirements

Required
RubyGoAWS
Growing in Demand
ElixirGraphQLMicroservices Architecture
Declining
jQueryPHP

Domain Trends

Rise of API-First Payment Solutions
The shift towards API-first design is leading to a 30% increase in demand for developers skilled in REST and GraphQL for payment integration.
Increased Focus on Security and Compliance
With data breaches on the rise, 50% of companies are prioritizing security measures, increasing the need for engineers familiar with cryptography and security principles.
Growth of Digital Wallets and Cryptocurrencies
The digital wallet market is projected to grow by 25% annually, driving demand for engineers with expertise in payment systems and blockchain technology.

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